Earthmoving Insurance | Earthmoving Equipment Insurance

As a tradie who works in earthmoving, you bear huge responsibilities that require your knowledge, skills, and some impressive pieces of equipment. In your situation, having the wrong insurance policy can devastate you and your company. Our staff at Tradies365 can develop a policy package customised to meet earthmoving’s unique insurance needs while providing peace of mind.

Need 1-on-1 help?

Call the experts on
1300 226 268
or:

REQUEST A CALL BACK

EARTHMOVING PUBLIC LIABILITY INSURANCE

Even though every trade has its own set of potential hazards, earthmoving involves many distinctive risks. This is why protecting yourself with public liability insurance is crucial. Of course, you do everything possible to be sure you and your employees work safely and carefully. Unfortunately, mishaps occur in the blink of an eye. A public liability policy gives you cover should you or your employees harm property or cause injury to someone on the job site.

INSURANCE POLICIES FOR EARTHMOVING EQUIPMENT, TOOLS, AND STOCK

There are few things as essential to doing a good day’s work as your tools and equipment. Even though this is a well-known fact, we still talk with tradies who opt to go without a policy to protect their stock, tools, and equipment. Our experts at Tradies365 suggest a policy to keep your equipment covered in the event of flood, fire, specified perils, or an accident during transit. The policy would give cover from theft if the items were in a locked vehicle or a locked building. Tradies365 believes that quality equipment lasts, so we do not offer you a depreciated amount of compensation but the replacement value of the items you lost.
Your cover breaks down this way:

Stock has cover for $2,000
Individual items at $2,000 per item. If a specified piece has a value more than $2,000, we up your cover with no extra charge.
We can add cover for electronics at $1,000 plus an additional charge.

EARTHMOVER’S POLICY FOR ILLNESS AND INJURY

The average household could not get by during a long period without pay. Tradies365 strongly recommends our policyholders to purchase cover for illness or injury.
Some tradies do not know worker’s compensation will not pay for injuries unless you are on the job. With an income protection policy, you have cover everywhere in Australia.

At Tradies365 we offer two types of income insurance.

One policy pays when an injury occurs
The second policy pays in case of injuries or illness

The policy pays for a maximum of two years on an illness claim and between one and five years for injuries.

Get a quote today!

Australian trade businesses choose Tradies365 to manage their insurance needs.

GET A QUOTE

INSURANCE ON EARTHMOVING VEHICLES

Your specialised earthmoving equipment and your transportation vehicles are crucial to your work. Tradies365 offers custom prepared cover for your vehicles with an insurance policy at a fair price.

CONTRACT WORKS INSURANCE POLICY FOR EARTHMOVERS

With weather that is often volatile and always changeable, Tradies365 encourages you to have a contract works insurance policy to protect from storm damage, theft, fire, and floods.

We have two types of contract works policies.

Our annual contract works policy gives each of your job sites cover for a year.
The single job policy will provide cover for one specific job site for up to 12-months.

WORKER’S COMPENSATION (WORKER’S COVER)

Per Australian law, businesses must carry worker’s compensation policies. At Tradies365 our specialists can build a worker’s cover package to meet your needs at an affordable rate.
Check with the local authorities to get the specific details of the ordinances where you are working. Some areas consider your subbies as your employees while others do not see it that way. Your coverage requirements may vary from place to place.